, this market concept is also increasingly being applied to financial services, as part of a bank-FinTech cooperation. A …-label banking were established. The first model is based on a bank acting only as an outsourcing service provider. In the second … model, a bank also operates on the basis of a license it was granted. Both models have a common legal origin in European …

Most people in rural Africa do not have bank accounts. In this paper, we combine experimental and survey evidence from … had two parts. In the first part, we waived the fixed cost of opening a basic savings account at a local bank for a random … evidence suggests that the main reasons people did not begin saving in their bank accounts are that: (1) they do not trust the …

Most people in rural Africa do not have bank accounts. In this paper, we combine experimental and survey evidence from … had two parts. In the first part, we waived the fixed cost of opening a basic savings account at a local bank for a random … evidence suggests that the main reasons people did not begin saving in their bank accounts are that: (1) they do not trust the …