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Financial inclusion, financial regulation, and education in Bangladesh
Khalily, M. A. Baqui - 2016
Like in many other countries, inclusive finance for inclusive growth has become a policy issue in Bangladesh following the global financial crisis in 2008. Over the past 10 years, intensity of financial deepening and access to financial services has increased. Both banks and microfinance...
Persistent link: https://www.econbiz.de/10011576821
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The future of large, internationally active banks : does scale define the winners?
Hughes, Joseph P.; Mester, Loretta J. - 2015
Our research as well as that by other authors has found scale economies at all sizes of banks and the largest scale economies at the largest banks – that is, larger banks are able to provide products at lower average cost than smaller banks. While the earlier literature found that scale...
Persistent link: https://www.econbiz.de/10011416928
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Should bank capital regulation be risk sensitive?
Ahnert, Toni; Chapman, James; Wilkins, Carolyn - 2018
We present a simple model to study the risk sensitivity of capital regulation. A banker funds investment with uninsured … banks attract cheaper deposit funding and require less capital. With a noisy signal, risk-sensitive capital regulation can …
Persistent link: https://www.econbiz.de/10011903813
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Fallacies, irrelevant facts, and myths in the discussion of capital regulation : why bank equity is not socially expensive
Admati, Anat R.; DeMarzo, Peter M.; Hellwig, Martin; … - 2013
makes banking inefficient. Better capitalized banks suffer fewer distortions in lending decisions and would perform better … challenges are addressed, capital regulation can be a powerful tool for enhancing the role of banks in the economy. …
Persistent link: https://www.econbiz.de/10010203632
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Measuring the evolution of competition and the impact of the financial reform in the Mexican banking sector, 2008-2019
Bátiz-Zuk, Enrique; Sánchez, José Luis Lara - 2021
This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and quantile regression techniques and Markov...
Persistent link: https://www.econbiz.de/10012584137
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Bank Financial Reporting Opacity and Regulatory Intervention
Gallemore, John - 2020
I study the association between bank financial reporting opacity, measured by delayed expected loan loss recognition, and the intervention decisions made by bank regulators. Examining U.S. commercial banks during the 2007-2009 financial crisis, I find that delayed expected loan loss recognition...
Persistent link: https://www.econbiz.de/10012855155
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Governance in financial institutions : key elements and preventing the failures
Srivastava, Ashish - In: Asian journal of economics and banking : AJEB 7 (2023) 3, pp. 424-434
Purpose - The need for robust governance standards in financial institutions requires no overemphasis. However, instances of governance failures have been a recurring global phenomenon. This paper examines the key elements of governance in financial institutions, evaluates reasons for failures...
Persistent link: https://www.econbiz.de/10014449757
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Financial Stability Challenges in EU Candidate Countries - Financial Systems in the Aftermath of the Global Crisis
Bracke, Thierry - 2010
far been managed well by the banking systems of the candidate countries, facilitated by large capital buffers, pro … the banking systems are fairly robust, as also evidenced by their relative resilience so far. Nevertheless, as the …
Persistent link: https://www.econbiz.de/10013141879
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Testimony of Erik F. Gerding, 'Industrial Loan Companies, Fintech Charters, and Eroding the Separation between Banking and Commerce,' for a Hearing before the U.S. House of Represe...
Gerding, Erik F. - 2021
”) threatens to:¶ create risks to financial stability;¶ distort competition in commercial markets;¶ distort competition in banking … the text, purpose, and structure of the National Bank Act and other core federal banking statutes. Conferring banking … and close destructive loopholes in banking law by: ¶ ending the ILC exemption to the Bank Holding Company; and ¶ removing …
Persistent link: https://www.econbiz.de/10013229164