driven financial innovation; and (iii) what the rise of fintech and bigtech implies for the structure of the financial system …

data indicate that bank failures in a county are associated with a reduction in debt and rewards crowdfunding, and total … crowdfunding (including donations and rewards as well, however, bank failures are statistically unrelated to those types of … crowdfunding in our empirical setting). The data are consistent with bank failures being associated with a reduction in the …

theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by … banking and the all-digital banks. The paper contributes to an understanding of the future of banking, providing a framework … concluded that, in an increasingly digital world, trust will remain at the core of banking. That said, liquidity transformation …

This paper is a review of fintech and its interaction with banking. Included in fintech are innovations in payment … systems (including cryptocurrencies), credit markets (including P2P lending), and insurance, with blockchain-assisted smart … contract playing a role. The paper provides a definition of fintech, examines some statistics and stylized facts, and then …

In this article, we review some recent developments in the field of Financial Technology or “FinTech.” We begin with an … overview of what FinTech is and why it has become an important growth industry in the financial services area and therefore an … important research topic in finance. In the next section, we review some of the academic literature in the FinTech area. In the …

for banks. This article looks at the possible effect of Fintech and Big data Analytics on the efficiency of banking … factors can significantly affect the adoption of FinTech more than others. Further studies should be conducted based on …

particular; and explores the promise for widespread application of Bitcoin's underlying blockchain technological platform to the …. Third, there is an explanation of blockchain technology - what it is and why it is important. Fourth, the article discusses … recent developments that provide a validation of blockchain application to financial services markets. Finally, there is a …