bureaus (or private credit bureaus and public credit registries) for financial sector competition. Hitherto unexplored … dimensions of financial sector competition are employed, namely: financial sector dynamics of formalization, informalization and …

runs, and face a threat of entry. We show how shocks that increase bank competition or bank transparency increase deposit … rates, costly withdrawals, and thus bank fragility. Therefore, perfect competition is not socially optimal. We also propose … a theory of bank opacity. The cost of opacity is more withdrawals from a solvent bank, lowering bank profits. The …

In this paper, we examine the influence of bank regulation, concentration, and financial and institutional development … on commercial bank margins and profitability across a broad selection of Middle East and North Africa (MENA) countries …. The empirical results suggest that bank-specific characteristics, in particular bank capitalization and credit risk, have …

whether mobile phones, economic growth, bank competition and stability matter for financial inclusion. Data from 49 countries …. There was evidence to show that financial inclusion responds positively and significantly to shocks in bank competition …, economic growth, mobile phones and bank stability. However, the results reveal that all the variables respond to one standard …

This paper tests the average relationship between competition and bank stability for 70 banks operating in the Gulf … Cooperation Council Countries during the period 2001-2011. Our results show that an increase in competition contributes to bank … fragility and that its contribution depends on the strength of regulations. In particular, the impact on bank soundness will be …

the study indicate that bank competition inspires industrial growth, particularly the growth of the financially dependent … industries. Our findings further suggest that bank concentration undermines the growth of manufacturing industries in general and … accounting standards and bank ownership and endogeneity consideration …