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Ensuring stability and efficiency of the Hungarian financial sector
Havrylchyk, Olena - 2012
step towards fair burden sharing. Bank recapitalisation, if necessary, should be done by raising the level of capital so as … accounts for systemic risks in Hungary. Finally, an effective independence of the central bank has to be guaranteed. This …
Persistent link: https://www.econbiz.de/10009690134
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A Climate Stress-Test of the Financial System
Battiston, Stefano; Mandel, Antoine - 2020
The urgency of estimating the impact of climate risks on the financial system is increasingly recognized among scholars and practitioners. By adopting a network approach to financial dependencies, we look at how climate policy risk might propagate through the financial system. We develop a...
Persistent link: https://www.econbiz.de/10012855741
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The growing importance of consumer finance for financial inclusion in India
Ray, Saon; Miglani, Smita; Paul, Sandeep - 2018
Financial inclusion or access to financial services is a major development goal for all nations across the globe. The concept has a multitude of dimensions from payments and savings accounts, credit, insurance and pensions and securities market. Ensuring quality access to formal financial...
Persistent link: https://www.econbiz.de/10011941639
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The Development of FinTech. Opportunities and Risks for the Financial Industry in the Digital Age - With Preface to the Series Dedicated to FinTech
Giuseppe, D'Agostino - 2019
FinTech is a new part of the financial industry that is radically innovating the way financial services are built and offered. In this paper, we analyse FinTech characteristics, their activities and related risks, highlighting analogies and differences in the activities performed by the...
Persistent link: https://www.econbiz.de/10012867816
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Indian Fintech : An Industry Perspective
Abidi, Qambar - 2021
to recent regulatory initiatives and the enabling ecosystem for fintech businesses. The non-bank Lending vertical is the …
Persistent link: https://www.econbiz.de/10014089007
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Determinants of peer-to-peer lending expansion : the roles of financial development and financial literacy
Oh, Eun Young; Rosenkranz, Peter - 2020
To explore the determinants of peer-to-peer (P2P) lending expansion, this study examines factors that impact P2P lending using a sample of 62 economies over the period 2015-2017. We investigate the effects of financial development and financial literacy on the expansion of P2P lending. The level...
Persistent link: https://www.econbiz.de/10012181873
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Tech in Fin Before FinTech : Blessing or Curse for Financial Stability?
Pierri, Nicola - 2020
adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent … bank. We find that higher intensity of IT-adoption led to significantly lower non-performing loans when the crisis hit …
Persistent link: https://www.econbiz.de/10012842385
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Fintech and Banking. Friends or Foes?
Navaretti, Giorgio Barba - 2018
We examine the impact of Fintech on banks. Digital innovations and technology based business models could provide new business opportunities for incumbents, by transforming how they create value and deliver products and services. Or they could disrupt the existing structure of the financial...
Persistent link: https://www.econbiz.de/10012930688
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Tech in Fin Before FinTech : Blessing or Curse for Financial Stability?
Pierri, Nicola - 2020
adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent … bank. We find that higher intensity of IT-adoption led to significantly lower non-performing loans when the crisis hit …
Persistent link: https://www.econbiz.de/10012831611