In the context of developing FinTech innovation, a commercial bank's use of FinTech innovation can improve its risk … management capability, thereby reducing its risk-taking. This paper explores the impact and mechanism of a bank's FinTech … innovation on its risk-taking using panel data of 65 commercial banks between 2008 and 2020. We innovatively construct a bank …

firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

empirical support. We conclude that bank equity is not socially expensive, and that high leverage at the levels allowed, for … makes banking inefficient. Better capitalized banks suffer fewer distortions in lending decisions and would perform better …

I study the association between bank financial reporting opacity, measured by delayed expected loan loss recognition …, and the intervention decisions made by bank regulators. Examining U.S. commercial banks during the 2007-2009 financial … the extant literature on bank opacity, regulatory forbearance, and the consequences of loan loss provisioning by …

banks' soundness, the structural characteristics and efficiency of the banking sector and the development of the capital …' development is supporting a stable evolution in banking sector. For the relationship between capital markets and soundness, our …