Haddad, Christian; Hornuf, Lars - 2016 - This version: August 25, 2016
purpose of reinventing financial technology (fintech). We find that countries witness more fintech startup formations when the …, the more sound the financial system, the lower the number of fintech startups in a country. Overall, the evidence suggests … that fintech startup formation need not be left to chance, but active policies can influence the emergence of this new …