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Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals’ behavioural traits, such as...
Persistent link: https://www.econbiz.de/10011605349
Persistent link: https://www.econbiz.de/10014546035
Finanzbildung kann das Finanzverhalten junger Erwachsener nachhaltig verbessern, sie inihren Entscheidungen stärken und ihnen helfen, Chancen und Risiken zu erkennen. DigitaleTools, die finanzielle Inhalte mit innovativen Methoden verknüpfen, haben ein besonderesPotenzial, ein attraktives...
Persistent link: https://www.econbiz.de/10014484293
Many initiatives worldwide aim at improving financial literacy through targeted education programs, yet there is little evidence regarding their effectiveness. We examine the impact of a short financial education program on teenagers in German high schools. Our findings reveal that the training...
Persistent link: https://www.econbiz.de/10010427637
As financial literacy has been shown to correlate with good financial decisions, policymakers promote educational programs to improve individuals' financial decisions. But who selects into educational programs and who acquires information about personal finance? This paper, in a field study with...
Persistent link: https://www.econbiz.de/10010282770
We examine whether financial capability has impacts on psychological health independent of income and financial resources more generally using a nationally representative survey. British Household Panel Survey data are used to construct a measure of financial capability, which we relate to...
Persistent link: https://www.econbiz.de/10010288963
We investigate the causal effect of financial literacy on financial assets, exploiting banks information policies for identification. In Italy, banks who belong to the PattiChiari consortium have implemented policies aimed at increasing transparency and procedural simplification. These policies...
Persistent link: https://www.econbiz.de/10010289931
Persistent link: https://www.econbiz.de/10012534411
As financial literacy has been shown to correlate with good financial decisions, policymakers promote educational programs to improve individuals’ financial decisions. But who selects into educational programs and who acquires information about personal finance? This paper, in a field study...
Persistent link: https://www.econbiz.de/10003713629
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals' behavioural traits, such as their...
Persistent link: https://www.econbiz.de/10008902392