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The U.S. banking industry is experiencing a renewed focus on retail banking, a trend often attributed to the stability … find that an increased focus on retail banking across U.S. banks is linked to significantly lower equity market and … accounting returns for all banks but lower volatility for only the largest banking companies. We conclude that retail banking may …
Persistent link: https://www.econbiz.de/10003228315
By using securitization, a bank is able to lower its cost of funding, improve risk management and increase profitability.The key to the realization of the potential benefits of securitization lies in the quality of the underlying receivables, which, in turn, is directly related to the...
Persistent link: https://www.econbiz.de/10013143638
The recent financial crisis has raised several questions with respect to the corporate governance of financial institutions. This paper investigates whether risk management-related corporate governance mechanisms, such as for example the presence of a chief risk officer (CRO) in a bank's...
Persistent link: https://www.econbiz.de/10013092298
We investigate whether factors beyond agency conflict are important in bank governance. Specifically, we examine the possibility that confusion and overlap between the roles of CEO and Chairman have important effects on bank risk and return. Using a new data set for UK banks over the period...
Persistent link: https://www.econbiz.de/10012894674
Persistent link: https://www.econbiz.de/10012972800
adequacy ratio and liquidity ratio. By compiling a complete list of cross-border acquisitions in China's banking sector, we …
Persistent link: https://www.econbiz.de/10013005596
have happened to the securitizing banks had they not securitized. Using US commercial banking data from 2001 to 2008 … motives for increasing securitization activities and consequent implications for banking systems …
Persistent link: https://www.econbiz.de/10012857615
The paper investigates the implications of busy directors on bank performance and bank risks in Brazil. The study employs an event study based on a change in board status as an identification strategy, Heckman's two-stage model, and the propensity score matching method to account for...
Persistent link: https://www.econbiz.de/10012830830
The Federal Reserve's Comprehensive Capital Analysis and Review (CCAR) requires large bank holding companies (BHCs) to project losses under stress scenarios. In this paper, we propose multiple benchmarks for operational loss projections and document the industry distribution relative to these...
Persistent link: https://www.econbiz.de/10012181176
In the aftermath of the recent financial crisis, the international banking system attracted much attention by …
Persistent link: https://www.econbiz.de/10011742813