Is the current mix of tax preferences for employer-sponsored pensions and individual retirement saving in the U ….S. delivering the best possible retirement-preparedness across and within generations? Using data from the triennial Survey of … Consumer Finances for 1989 through 2013, cohort-based analysis of life-cycle trajectories shows that (1) overall retirement …

Do workers value retirement benefits? We find that dollars paid in employer contributions to 401(k) plans have double …-age occupations. We use two novel instruments for identification: 1) IRS non-discrimination testing of retirement plans and 2 …) national wage setting. We then estimate an on-the-job search model which shows that higher income workers value retirement …

retirement savings following the initiation of cancer treatment (chemotherapy). Using comprehensive administrative data from … mandatory retirement savings scheme that permits early access under hardship provisions. We find that early withdrawals increase … probabilities and institutional features of the retirement system. Our findings show that health shocks prompt individuals to draw …

Aging populations strain pension systems, prompting policymakers to introduce partial retirement schemes to incentivize … retirement fails to extend working lives, thus undermining its utility as a one-size-fits-all solution to the future of pension … workers to retire later. I study the impact of introducing partial retirement within collective bargaining agreements in …

Many Americans claim Social Security benefits early, though this leaves them with lower benefits throughout retirement … strategic survey about the lump sum. In other words, such a reform could provide an avenue for encouraging delayed retirement …

This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase … voluntarily claim about half a year later if the lump sum were paid for claiming any time after the Early Retirement Age, and … about two-thirds of a year later if the lump sum were paid only for those claiming after their Full Retirement Age. Overall …

People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on …

People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on …

from a lack of pension income. In this paper, we use data from the first four waves of the Irish Longitudinal Study of …+. We find that a lack of pension income is an important determinant of later-life working and that this applies for both …