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Is the current mix of tax preferences for employer-sponsored pensions and individual retirement saving in the U ….S. delivering the best possible retirement-preparedness across and within generations? Using data from the triennial Survey of … Consumer Finances for 1989 through 2013, cohort-based analysis of life-cycle trajectories shows that (1) overall retirement …
Persistent link: https://www.econbiz.de/10013027338
Many Americans claim Social Security benefits early, though this leaves them with lower benefits throughout retirement … strategic survey about the lump sum. In other words, such a reform could provide an avenue for encouraging delayed retirement …
Persistent link: https://www.econbiz.de/10012113838
Aging populations strain pension systems, prompting policymakers to introduce partial retirement schemes to incentivize … retirement fails to extend working lives, thus undermining its utility as a one-size-fits-all solution to the future of pension … workers to retire later. I study the impact of introducing partial retirement within collective bargaining agreements in …
Persistent link: https://www.econbiz.de/10014577963
This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase … voluntarily claim about half a year later if the lump sum were paid for claiming any time after the Early Retirement Age, and … about two-thirds of a year later if the lump sum were paid only for those claiming after their Full Retirement Age. Overall …
Persistent link: https://www.econbiz.de/10010482081
People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on …
Persistent link: https://www.econbiz.de/10011584824
People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on …
Persistent link: https://www.econbiz.de/10012062081
incentives to the worker in the light of generous early retirement opportunities. The sociological literature on the other hand … decrease of the incentives to retire early, e.g. by a raise in the average effective retirement age, need not necessarily harm … the elderly people. The paper thus helps to close the gap in the evaluation of pension reforms. …
Persistent link: https://www.econbiz.de/10010342244
cohort of male workers from the Health and Retirement Survey to explore the dynamics of retiree health benefits and the … relationship between retiree health benefits and retirement behavior. A better understanding of this relationship is important to … benefits and retirement, we find that workers with retiree benefits were 29 to 55 percent more likely to retire than those …
Persistent link: https://www.econbiz.de/10003720613
make little allowance for fair pension increases if retirement is deferred. While these laws have begun to change, we find …The paper asks why retirement can be so abrupt in countries such as France (1/2% of the workforce over 65), yet staged … in Japan (8% over 65). We find part of the answer in tax laws that prevent people working and receiving a pension, and …
Persistent link: https://www.econbiz.de/10003815950
cohort of male workers from the Health and Retirement Survey to explore the dynamics of retiree health benefits and the … relationship between retiree health benefits and retirement behavior. A better understanding of this relationship is important to … benefits and retirement, we find that workers with retiree benefits were 29 to 55 percent more likely to retire than those …
Persistent link: https://www.econbiz.de/10012733065