Sharifah Heryati Syed Nor; Shafinar Ismail; Yap Bee Wah - In: Journal of economics, finance & administrative science 24 (2019) 47, pp. 157-170
Purpose - Personal bankruptcy is on the rise in Malaysia. The Insolvency Department of Malaysia reported that personal … for patent and income generation. Financial institutions are able to use this model for potential borrowers to predict …