During the last years the lending business has come under considerable competitive pressure and bank managers often … are able to explain the financial performance of bank lending activities. The analysis is based on the CFS-data-set that …

We investigate two questions: (1) Do bank lending decisions to small and medium-sized firms provide information about …? Based on a unique, detailed data set of all Norwegian firms' bank accounts and financial statements, the answer to both … questions is yes. Competing 'outside' bank lenders lend to firms who subsequently perform worse than other borrowers, and this …

We investigate two questions: (1) Do bank lending decisions to small and medium-sized firms provide information about …? Based on a unique, detailed data set of all Norwegian firms' bank accounts and financial statements, the answer to both … questions is yes. Competing 'outside' bank lenders lend to fi rms who subsequently perform worse than other borrowers, and this …

We provide evidence on the effect of the slope of the yield curve on economic activity through bank lending. Using … rates) boosts bank profits and the supply of bank loans. Intuitively, a higher term premium represents greater expected … profits on maturity transformation, which is at the core of banks' business model, and therefore incentivizes bank lending …