This study aims to examine the predictability power of oil prices and six international stock markets (China, France, UK, Germany, Japan, and the USA) on the Saudi stock market using five machine learning techniques. We offer evidence that oil prices are the biggest influence factor on the Saudi...

Introduction to AI in Fintech -- The role of chatbots in Fintech -- Business framework of AI-based ChatGPT in Fintech -- Predictive analytics and machine learning in Fintech -- ChatGPT to decide buying behavior -- Reshaping the digital experience through ML in Fintech -- Best practices for...

Artificial intelligence (AI) and machine learning (ML) are having a transformative impact on the financial industry, with significant implications for credit risk management. Accurate predictions in credit risk help mitigate potential financial losses due to defaults. This not only strengthens...

Corporate credit ratings provide multiple strategic, financial, and managerial benefits for decision-makers. Therefore, it is essential to have accurate and up-to-date ratings to continuously monitor companies’ financial situations when making financial credit decisions. Machine learning...

This study explores whether financial literacy can enhance the ability to predict credit default by farmers using machine-learning models. It introduces a hybrid model combining k-means clustering and Adaboost to predict loan default using data on 10,396 farmers who obtained credit from Chinese...