There are increasing concerns about whether Americans are saving enough for retirement. Recent research has called for improved understanding of the relationship between family structure and economic preparation for retirement at earlier stages of the life course. Using multiple years of the...

The Social Security Administration maintains wage-and-salary earnings records for all American workers. From those administrative records, the agency extracts a 1-percent sample called the Continuous Work History Sample (CWHS) for research and statistical purposes. This article uses CWHS data to...

The Social Security Administration maintains wage and salary earnings records for all American workers. From those administrative records, the agency extracts a 1 percent sample called the Continuous Work History Sample (CWHS) for research and statistical purposes. This article uses CWHS data to...

This paper seeks to determine the impact of the changing lives of women – increased labor force participation/earnings and reduced marriage rates – on Social Security replacement rates. First, our estimates, based on the Health and Retirement Study and Modeling Income in the Near Term, show...

This article examines how women's increased labor force participation, increased earnings, and reduced marriage rates affect Social Security replacement rates over time. Based on data from the Health and Retirement Study and Modeling Income in the Near Term, our estimates show that Social...