Showing 1 - 10 of 17
Artículo de revista ; The latest Bank Lending Survey results show a widespread contraction of credit supply both in Spain and in the euro area in 2020 Q3, which would be linked to increased risk perception. On the demand side, demand from firms fell in both Spain and the euro area following the...
Persistent link: https://www.econbiz.de/10012525232
Artículo de revista ; According to the Bank Lending Survey, during 2020 Q4, both in Spain and in the euro area there was a slight contraction in the credit supply, linked to banks’ higher risk perceptions, against a background of a worsening economic outlook, which was also reflected in lower...
Persistent link: https://www.econbiz.de/10012525484
Artículo de revista ; According to the Bank Lending Survey, during 2021 Q1 the loan supply contracted slightly once again in almost all segments both in Spain and in the euro area, which is linked to banks’ heightened risk perceptions. Loan applications slipped across the board in the two...
Persistent link: https://www.econbiz.de/10012526558
Artículo de revista ; According to the Bank Lending Survey, in 2021 Q2 the changes in credit standards were negligible in Spain and in the euro area, while loan applications increased across the board in the two areas. Compared with prior quarters, these more favourable developments in loan...
Persistent link: https://www.econbiz.de/10012595405
Artículo de revista ; According to the Bank Lending Survey, during 2021 Q3 credit standards held stable or tightened slightly, depending on the segment, in both Spain and the euro area. Terms and conditions on new loans appear to have eased slightly in Spain in the two household lending...
Persistent link: https://www.econbiz.de/10012745577
Artículo de revista ; According to the Bank Lending Survey, during 2021 Q4 credit standards tightened slightly in Spain, while remaining virtually unchanged in most segments in the euro area. The terms and conditions applied to new loans did not change significantly in either of the two areas,...
Persistent link: https://www.econbiz.de/10012816892
Artículo de revista ; According to the Bank Lending Survey, during 2022 Q2 credit standards and credit terms and conditions tightened slightly, across all market segments, both in Spain and in the euro area. Meanwhile, loan applications declined or rose more moderately in both areas, in almost...
Persistent link: https://www.econbiz.de/10013325373
Rationale. This article summarises the main results of the Bank Lending Survey for 2022 Q4 and the expectations for 2023 Q1. It also analyses matters related to funding market access and the impact of other factors on responding banks’ lending policy.Takeaways. •According to the Bank Lending...
Persistent link: https://www.econbiz.de/10013538326
Artículo de revista ; According to the Bank Lending Survey, during 2022 Q1 credit standards in business lending tightened both in Spain and in the euro area as a whole, against a backdrop of greater concern for the risks associated with the impact of the energy crisis and, more recently, the...
Persistent link: https://www.econbiz.de/10014283493
Artículo de revista ; In 2019 Q3, according to the Bank Lending Survey, loan supply in Spain remained generally stable, with only credit standards for consumer credit to households tightening slightly, and terms and conditions on new loans for house purchase easing somewhat. By contrast, in the...
Persistent link: https://www.econbiz.de/10012523908