We analyse the bank lending activity after the financial crisis and focus on bank-specific supply factors. Using a rich … controls, macroeconomic shocks and institutional quality. The banks' loan-rate spreads increased despite the recent policy of … low interest rates and quantitative easing. We use the bank asset quality as instruments to capture exogenous changes in …

European System of Central Banks (ESCB) to collect granular information on loans from banks to corporates and other legal … persons based on a core set of harmonised concepts and definitions. Starting with reference data from September 2018, credit … institutions in the euro area, and possibly elsewhere in the EU, will report to the ECB via the national central banks (NCBs …

inclusion of a broad set of loan-level controls and fixed effects. We also find that the spread between high and low credit …

This paper investigates the risk channel of monetary policy on the asset side of banks' balance sheets. We use a … factoraugmented vector autoregression (FAVAR) model to show that aggregate lending standards of U.S. banks, such as their collateral … findings - an expansionary monetary policy shock implies a temporary increase in bank lending relative to borrower collateral …

This paper investigates the risk channel of monetary policy on the asset side of banks' balance sheets. We use a … factoraugmented vector autoregression (FAVAR) model to show that aggregate lending standards of U.S. banks, such as their collateral … findings - an expansionary monetary policy shock implies a temporary increase in bank lending relative to borrower collateral …