profitability objective. The study covers the period from 2002-2019. The Auto Regressive Distributed Lag and Error correction model … Liquidity Ratio and deposit money bank's profitability; there also existed a negative long run relationship between interest … rate and deposit money bank profitability; lastly, there existed a positive long run relationship between Money Supply (M2 …

In this paper, we analyse a relationship between net interest margin (NIM) of EU banks and market interest rates in a … low-interest rate environment. We contribute to the literature when examining a large sample of annual data on 629 banks … investigated banks. Second, a higher market concentration, proxied by the Herfindahl index, leads to higher NIM. Finally, we show a …

In this paper we argue that the own findings of the SSM THEMATIC REVIEW ON PROFITABILITY AND BUSINESS MODEL and the … academic literature on bank profitability do not provide support for the business model approach of supervisory guidance. We …

-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income … side, with interest margins becoming increasingly depressed, net interest revenues declined, which forced the banks to … expand revenues from fees and commissions. The banks had to cut costs by reducing the number of employees, closing branches …