Why is bank lending to business for their own portfolios slowing? This study analyzes six reasons for banks …) stems from a combination of bad loans on their books and fear on behalf of our bank regulators that lending to business in a ….20 percent rate on bank reserves. Might we see bank lending to business increase as the Fed continues to raise rates? We make …

The study investigates macroeconomic and bank-specific determinants of credit for commercial banks from 2010Q1-2022.Q4 … method of moment (GMM) estimator is employed to investigate the impact of central bank rates and credit risk on credit … affects consumption credit. This study provides managers and policymakers with timely information regarding bank credit …

This study analyses the credit channel of monetary policy transmission via major credit providers in Kenya before and …, the study establishes whether controls on interest rates triggered a shift in credit allocation via a spectrum of … providers; commercial banks, savings & credit cooperatives, and micro-finance banks. Findings show that the strength of policy …

We analyse the bank lending activity after the financial crisis and focus on bank-specific supply factors. Using a rich … low interest rates and quantitative easing. We use the bank asset quality as instruments to capture exogenous changes in …