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The impact of central bank digital currency on digital financial inclusion : evidence from Nigeria
Ogunrinde, Omoniyi Yemi - In: Financial studies 27 (2023) 2, pp. 22-52
financial ecosystem. This article investigates the impact of the Central Bank Digital Currency (CBDC) on digital financial …
Persistent link: https://www.econbiz.de/10014506640
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Finance and technology : what is changing and what is not
Cecchetti, Stephen G.; Schoenholtz, Kermit L. - 2020
Persistent link: https://www.econbiz.de/10012309247
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Roadmap for Financial Aggregation in Nigeria : The Fintech, Banks and Regulators Guide
Nwaokike, Ugo - 2019
The Nigerian Fintech's space is developing. Traditional financial institutions particularly the banking sector, are redefining their financial offerings by 'finnovating' and blurring the lines that the average Fintech start-ups had initially created through their disruptive technology. However,...
Persistent link: https://www.econbiz.de/10012870520
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Central Bank Risk Management, Fintech, and Cybersecurity
Khan, Ashraf; Malaika, Majid - 2022
Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank … examples of central bank risks related to fintech and cybersecurity. The paper highlights that fintech- and cybersecurity …
Persistent link: https://www.econbiz.de/10013305671
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Central bank risk management, fintech, and cybersecurity
Khan, Ashraf; Malaika, Majid - 2021
Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank … examples of central bank risks related to fintech and cybersecurity. The paper highlights that fintech- and cybersecurity …
Persistent link: https://www.econbiz.de/10012604809
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Is mobile money part of money? : understanding the trends and measurement
Shirono, Kazuko; Das, Bidisha; Fan, Yingjie; Chhabra, Esha - 2021
The rapid uptake of mobile money in recent years has generated new data needs and growing interest in understanding its impact on broad money. This paper reviews mobile money trends using mobile money data from the Financial Access Survey (FAS) and examines the statistical treatment of mobile...
Persistent link: https://www.econbiz.de/10012605686
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Safe payments
Chiu, Jonathan; Davoodalhosseini, Seyed Mohammadreza; … - 2020 - Last updated: December 10, 2020
We use a simple model to study whether private payment systems based on bank deposits can provide the optimal level of … safety. In the model, bank deposits backed by projects are subject to default risk that can be mitigated by a depositor's ex … ante and ex post monitoring. Safe payment instruments issued by a narrow bank can also be used as a back-up payment system …
Persistent link: https://www.econbiz.de/10012388751
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Innovation in financial services : balancing public and private interests
Gąsiorkiewicz, Lech (ed.); Monkiewicz, Jan (ed.) - 2021 - 1 edition
"This book delves into the many innovative changes that the financial industry has undergone in recent years. The authors investigate these developments in a holistic manner and from a wide range of perspectives: both public and private, business and consumer, regulators and supervisors....
Persistent link: https://www.econbiz.de/10012248934
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Is central bank currency fundamental to the monetary system?
Armelius, Hanna; Claussen, Carl Andreas; Hendry, Scott - 2020
In this paper, we discuss whether the ability of individuals to convert commercial bank money (i.e., bank deposits …) into central bank money is fundamentally important for the monetary system. This is a significant question since the use of … cash - the only form of central bank money that the public currently has access to - is declining rapidly in many countries …
Persistent link: https://www.econbiz.de/10012214507
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PIX: explaining a state-owned Fintech
Schapiro, Mario Gomes; Mouallem, Pedro Salomon Bezerra; … - In: Brazilian journal of political economy 43 (2023) 4, pp. 874-892
Persistent link: https://www.econbiz.de/10014537362