inclusion of a broad set of loan-level controls and fixed effects. We also find that the spread between high and low credit …

about future interest rates. Our findings help us to understand the responses of the household sector to changes in the …

conditions not only affect the supply of credit in volume, but also in its currency and risk composition. Hence, we establish a …We study how monetary conditions change the supply by banks of mortgage credit to households. We exploit the widespread … presence of foreign currency mortgages in Hungary and study this country's comprehensive credit registry. Changes in monetary …

in the online primary market for uncollateralized consumer credit. We find that credit supply increased, reducing the …

in the online primary market for uncollateralized consumer credit. We find that credit supply increased, reducing the …

and the Bank of Korea jointly organised a seminar on household debt in Seoul. Participants from 11 central banks and the … BIS attended the seminar, which was structured along the following themes: (1) mortgage finance; (2) consumer credit; (3 …

unique panel dataset of household's credit and debit card spending, ATM withdrawals, financial investments into risky assets …. These results highlight how the heterogeneity in contract design and household wealth affects the monetary policy pass-through …

A crucial condition for the existence of a credit channel through bank loans is that monetary policy should be able to … small banks are excluded. Overall, the evidence is compatible with the existence of a credit channel, although it is …