Why is bank lending to business for their own portfolios slowing? This study analyzes six reasons for banks …) stems from a combination of bad loans on their books and fear on behalf of our bank regulators that lending to business in a ….20 percent rate on bank reserves. Might we see bank lending to business increase as the Fed continues to raise rates? We make …

The study investigates macroeconomic and bank-specific determinants of credit for commercial banks from 2010Q1-2022.Q4 … method of moment (GMM) estimator is employed to investigate the impact of central bank rates and credit risk on credit … affects consumption credit. This study provides managers and policymakers with timely information regarding bank credit …

We analyse the bank lending activity after the financial crisis and focus on bank-specific supply factors. Using a rich … low interest rates and quantitative easing. We use the bank asset quality as instruments to capture exogenous changes in …

persons based on a core set of harmonised concepts and definitions. Starting with reference data from September 2018, credit …) individual credit exposures falling within the reporting scope. The reporting framework is the outcome of in-depth discussions … Regulation, AnaCredit will, already in Stage 1, significantly enhance the value for analysis on credit and credit risk in the …