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Financial literacy : Thai middle class women do not lag behind

Grohmann, Antonia; Hübler, Olaf; Kouwenberg, Roy; … - 2016

This research studies the stylized fact of a "gender gap" in that women tend to have lower financial literacy than men. Our data which samples middle-class people from Bangkok does not show a gender gap. This result is not explained by men's low financial literacy, nor by women's high income and...

Persistent link: https://www.econbiz.de/10011553048

Thrifty wives and lavish husbands? : Bargaining power and financial decisions in Germany

Keese, Matthias - 2011

retirement period, increased female bargaining power could lead to higher savings and wealth accumulation. In contrast, a … weibliche Verhandlungsmacht keinen oder einen negativen Einfluss auf Sparen und Vermögen hat, selbst wenn man die Erwartungen … der Partner über ihre zukünftige Alterssicherung (etwa durch Leistungen der gesetzlichen Rentenversicherung) einbezieht …

Persistent link: https://www.econbiz.de/10009124261

Private wealth and job exit at older age : a random effects model

Bloemen, Hans G. - 2008 - This version March 2008

Private wealth holdings are likely to become an increasingly important determinant in the job exit decision of elderly workers. Net wealth may correlate with worker's characteristics that also determine the exit out of a job. It is therefore important to include a rich set of observed...

Persistent link: https://www.econbiz.de/10011374416

Saving and habit formation : evidence from Dutch panel data

Alessie, Rob; Teppa, Federica - 2002

This paper focuses on the role of habit formation in individual preferencesover consumption and saving. We closely relate to Alessie and Lusardi's(1997) model as we estimate a model which is based on their closed-formsolution, where saving is expressed as a function of lagged saving and...

Persistent link: https://www.econbiz.de/10011327546

What is an adequate standard of living during retirement?

Binswanger, Johannes; Schunk, Daniel - 2009

Many economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be, despite the fact that it is crucial for the design...

Persistent link: https://www.econbiz.de/10003923525

Framing effects in an employee savings scheme : a non-parametric analysis

Kooreman, Peter; Melenberg, Bertrand; Prast, Henriëtte … - 2013

propensities to save differ across income components. Our analysis reveals a large degree of heterogeneity in savings behavior … within the year. -- framing effects ; labeling effects ; employee savings ; nonparametric methods ; behavioral economics …

Persistent link: https://www.econbiz.de/10009696940

Do retirement savings increase in response to information about retirement and expected pensions?

Dolls, Mathias; Doerrenberg, Philipp; Peichl, Andreas; … - 2018

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …

Persistent link: https://www.econbiz.de/10011782119

The impact of automatic enrolment on the mental health gap in pension participation : evidence from the UK

Arulsamy, Karen; Delaney, Liam - 2020

Persistent link: https://www.econbiz.de/10012260950

Savings and consumption when children move out

Rottke, Simon; Klos, Alexander - 2013

Based on the Italian Survey on Household Income and Wealth (SHIW) and the German Socio-economic Panel (SOEP), we show that household consumption drops after a child moves out of a household, while at the same time, per capita consumption increases significantly. Parents approximately upgrade...

Persistent link: https://www.econbiz.de/10010241620

Demographics, old-age transfers and the current account

Dao, Mai; Jones, Callum - 2018

Building on the evolving literature on the topic, this paper reviews the relationship between demographics and long-run capital flows in both theory and in the data. For this purpose, we develop a two region overlapping generations model where countries differ in their population growth and...

Persistent link: https://www.econbiz.de/10011978549