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Heterogeneous selection in the market for private supplemental dental insurance : evidence from Germany

Bauer, Jan M.; Schiller, Jörg; Schreckenberger, Christopher - In: Empirical economics : a journal of the Institute for … 59 (2020) 1, pp. 205-231

Persistent link: https://www.econbiz.de/10012253190

Risk selection and heterogeneous preferences in health insurance markets with a public option

Polyakova, Maria - In: Journal of health economics 49 (2016), pp. 153-168

Persistent link: https://www.econbiz.de/10011588930

Lebensversicherung und Steuerrecht : eine ökonomische Analyse

Mauch, Peter - 1994

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Demand and selection effects in supplemental health insurance in Germany

Lange, Renate; Schiller, Jörg; Steinorth, Petra - 2015

This paper empirically assesses the selection effects and determinants of the demand for supple-mental health insurance … individual's health status, risk attitude, demand for medical services and insurance purchases in other lines of insurance as … healthier on average. In addition, insurance affinity and income are the most important drivers of the demand for both types of …

Persistent link: https://www.econbiz.de/10010526377

Introducing risk adjustment and free health plan choice in employer-based health insurance : evidence from Germany

Pilny, Adam; Wübker, Ansgar; Ziebarth, Nicolas R. - 2017

To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...

Persistent link: https://www.econbiz.de/10011663379