insurance between the household categories than in the difference in their savings rates. Whereas the average amount saved on … Sparquote zu. Außerdem beeinflußt die Art der sozialen Sicherung die Höhe der Sparquote. Selbständigen-Haushalte sparen einen … Abschluß von Lebensversicherungen treffen. (Nichtbeamtete) Arbeitnehmer dagegen sparen einen Teil ihres Einkommens nicht …

decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a … well as the disposable household income. Furthermore migrants and individuals living in the Eastern part of Germany turn …

The German pension reforms in 2001 and 2004 increased the importance of private supplemental savings for retirement … retirement savings. Germans seem to have a good grasp of basic financial concepts. However, individuals with low education face …

consent question and even threaten stability in a panel study. Data from the longitudinal household survey “Saving and old …