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Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10011633519
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10003785047
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10009663837
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10011632066
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10014218988
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10014218994
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10014213324
were introduced in Germany in 1997 to reduce moral hazard and public health expenditures in the market for convalescent …
Persistent link: https://www.econbiz.de/10008826715
neglect the competition between health care providers for patients which is crucial for medical quality. This third field of …
Persistent link: https://www.econbiz.de/10003615904
Recent experimental studies analyze the behavior of physicians towards patients and nd that physicians care for their … physicians take into account the payo s of the third party, which can lead to underprovision of medical services. We conduct a …
Persistent link: https://www.econbiz.de/10011741401