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Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10014213324
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10011633519
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10003785047
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10014218988
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10014218994
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10009663837
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10011632066
were introduced in Germany in 1997 to reduce moral hazard and public health expenditures in the market for convalescent …
Persistent link: https://www.econbiz.de/10008826715
neglect the competition between health care providers for patients which is crucial for medical quality. This third field of …
Persistent link: https://www.econbiz.de/10003615904
Using a randomized field experiment, we show that health care specialists cream-skim patients by their expected …
Persistent link: https://www.econbiz.de/10012837910