Ingermann, Peter-Hendrik; Hesse, Frederik; Bélorgey, … - In: Business research 9 (2016) 2, pp. 179-228
Based on a unique data set of 909 defaulted retail and commercial (self-employed and SMEs) credit customers in Germany, whose original loans were made by 123 different banks, our article confirms a significant positive influence of collateral, and of amicable agreements between the debtor and...