deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it … tries to embed the analysis of bank regulation in a more general industrial organization framework. For every regulated …

Current theories of financial regulation suggest expanding rules-based formal state intervention to promote … international banking stability. Such policy solutions should then be global in scope. This article instead argues that principles …-based informal co- and self-regulation through domestic (gentlemen's) agreements underpinned West German bank internationalisation …

credit bureaus, redirecting banking regulation toward the protection of borrowers in long-term credit relationships, and …, and financial consumer protection and credit reporting regulations and institutions. Programs involving microfinance …

Improving the regulation of banks has been at the centre of economic policy actions since the outbreak of the global … banks by setting qualification standards for banks’ non-executive directors. To explore the rationale of such a regulation … among supervisory board members is high, but very few board members can rely on a professional background in banking and …

a collapse of the banking system. To internalize the public costs, bank levies have been introduced in many countries …

moral hazard effects. - Banking ; public guarantees ; credit risk ; moral hazard ; market discipline …