lending, borrower quality and collateral as a key variable in loan contract design. We used a unique data set based on the … borrower quality and the incidence or degree of collateralization. Our results indicate that the use of collateral in loan … housebanks do require more collateral from their debtors, thereby increasing the borrower's lock-in and strengthening the banks …

use of collateral in bank loan contracts as well as the exist-ence of relational compared to arm's length lending. In this … neither confirm that a high priority for secured lenders explains an excessive use of collateral in bank loans nor that a … priority for inside collateral promotes relational lending. Regarding relational lending we point to variables lying outside …

start-ups caused by lacking collateral or equity and high information asymmetry. The present study quantifies the economic …

Purpose – The German banking sector has recently been facing high real estate loan default rates resulting in the … perform the workout tasks depends on the status of underlying credit engagement and the characteristics of the collateral (the …

use of collateral in bank loan contracts as well as the existence of relational compared to arm's length lending. In this … neither confirm that a high priority for se-cured lenders explains an excessive use of collateral in bank loans nor that a … priority for inside collateral promotes relational lending. Regarding relational lending we point to variables lying outside …