This paper examines how families adjust their private old-age savings in response to a change in individual pension …): 1998, 2003 and 2008. All results indicate that families do not adjust their private old-age savings in response to the … does not crowd-out old-age private savings. Hence, child care pension benefits increase a mother's old-age income without …

paper examines if there is a wealth effect of house prices on savings using household-level longitudinal data from the … savings in response to unanticipated house price shocks, whereas old households only hardly respond to house price changes. We …

Savings are, apart from inheritances and transfers, the corner stone for the accumulation of wealth. Against the … the distribution of savings along the income and wealth distribution are of high interest for the question on whether … concentration of household savings in Germany by estimating saving amounts, saving rates and shares in aggregate savings for …

. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most … techniques for retail banking, like bank-ICT and rating systems. The detailed comparison of a savings bank with a big bank … challenges regional savings-investment cycles and thus regional independency. Second, mergers, branch closures and the …

-income households were slightly more affected than others due to their consumption patterns. The savings rate also depends on employment …

. This study adds to the discussion by providing causal estimates for the effect of transfer receipt on the savings behavior … of households. The model allows for dynamic adjustment and variations in the savings behavior over the wealth … transfer volume, the transfer incidence over the wealth distribution and the effect of the savings behavior. The results are …

flexibly adjusting savings to income variations as assumed by the Permanent Income Hypothesis (PIH). Fixed amount saving …

uncertainty on households' consumption-savings decision. Applying a structural demand model to German survey data, we estimate the … uncompensated interest rate elasticity for savings, in line with the literature, to around zero. Accordingly, any policy …-induced variation of net returns to savings is expected to have no significant effects on the level of savings. Moreover, we find …