merger related effects on small business lending in Germany from a bank-level perspective. Furthermore, we estimate small … businesses compared to prior to the merger or compared to the contemporaneous lending by non-merging banks. We investigate the … for panel data as proposed by Arellano and Bond (1991). -- Bank mergers ; small business lending …

German banking system is deemed ideal for SME finance. However, as banking regulation requires the use of rating systems for … SMEs than big banks. In fact, drawing on an ethnographic study at one German savings bank and one big bank, this paper … shows that the regional savings bank does not always reach credit decisions at a lower distance. However, at the moment when …

comparatively cheap deposits of bank's liabilities but among other factors especially by the size of the bank. In our empirical … finding of a strong influence of bank size on funding costs is also in an in international context of great interest as … mergers among small local banks - the key driver of bank growth - are a recent phenomenon not only in European banking that is …

these SME lending processes are greatly required. Against this background, the paper at hand aims to introduce the specific … opportunities and limitations for climate impact assessments in SME lending. We argue that while the dual bottom-line orientation of …

share of sales from product innovations is not significantly affected by a foreign takeover for a given amount of innovation …