estimate a non-structural indicator of banking competition, using the H-statistic indicator that is estimated using bank … specified period. We want to fill the gap in the banking literature testing the validity of the Competition-Efficiency … Hypothesis, analysing the impact of the banking competition measures on two alternative measures of efficiency, cost and profit …

welfare because it only reduces risk sharing. In contrast, in the U.S. banking system, where there is less competition for … financial system in which there is intense competition among banks for private households' funds. Following earlier work by … contracts is restrained by households' financial market access. However, we also assume spatial monopolistic competition among …

force in the international banking sector. These state-owned banks enjoy special privileges and government support which … have made them major players in the global arena of banking and finance. Protected by the German taxpayer's seemingly … government intervention in the banking sector. He predicts that European integration and the introduction of the euro will lead …