<P><EM>Preface </EM></P><P></P><P>Foreword: Overcoming Adversity through Collaborative Efforts </P><P>Honorable Dan Kildee, Member of US Congress, Fifth District of Michigan</P><I><P></P><P>Introduction: Collaborative Governance for Growth and Development</P></I><P>Denita Cepiku, So Hee Jeon and David Jesuit </P><P></P><I><P>1. From Competition to Collaboration: Using...</p></i></p></p></p></p></i></p></p></p></em></p>

This paper questions the perceived wisdom that migrants are more risk-loving than the native population. We employ a new large German survey of direct individual risk measures to find that first-generation migrants have lower risk attitudes than natives, which only equalize in the second generation.