We analyse the decline of household saving rates in the bottom half of the income distribution in Germany since the … combine survey data on household consumption with our own representative survey on the visibility and status relevance of …

Household financial resilience is related to the availability of financial resources but also to the ability to … risks, which could affect the future financial situation of their own household (treatment) or of a household with similar … asked for their own household compared to a similar household - confirming overplacement bias in the context of financial …

. This paper uses household-level data from the 'experiment' of German reunification that (exogenously) offered to East …-unification participation of former East and West Germans in financial products, controlling for relevant household characteristics. We vary …