Bancassurance has grown to currently become a completely consolidated insurance distribution channel in the global … led to the specific incorporation of this channel in the Insurance and Reinsurance Distribution Act. However, the …

credible. This article provides an empirical investigation of insurance product ratings in Germany, with an emphasis on the … disability insurance products from two rating agencies over a 15-year period. Using the existing literature as a guide, we test a …. Our results suggest no major concerns regarding the credibility of insurance product ratings …

In a two-stage model insurance companies first decide upon risk classification and then compete in prices. I show that … insurance market individual application of classification schemes induces welfare losses due to cream skimming. Classification …

contract terms regulation. These measures were meant for removing the obstacles to competition within and between the insurance …The German insurance market was liberalized in 1994 by the introduction of the "single passport" allowing European … insurers to operate throughout the entire European Union. The European directive put also an end to price and insurance …

, while one is concerned with determinants of investment in ICT networks. The study uses German firm-level data and regional …