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The impact of financial education on adolescents' intertemporal choices
Lührmann, Melanie; Serra-Garcia, Marta; Winter, Joachim - 2014
We examine the impact of a large high-school financial education program on the intertemporal choices of adolescents. We randomly assigned the program among a sample of almost 1,000 students and measured their intertemporal choices using an incentivized experiment. While intertemporal choices in...
Persistent link: https://www.econbiz.de/10010382723
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The impact of financial education on adolescents' intertemporal choices
Lührmann, Melanie; Serra-Garcia, Marta; Winter, Joachim - 2014
We examine the impact of a large high-school financial education program on the intertemporal choices of adolescents. We randomly assigned the program among a sample of almost 1,000 students and measured their intertemporal choices using an incentivized experiment. While intertemporal choices in...
Persistent link: https://www.econbiz.de/10010388672
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The Impact of Financial Education on Adolescents' Intertemporal Choices
Lührmann, Melanie - 2018
We study the impact of financial education on intertemporal choice in adolescence. The educational program was randomly assigned among high-school students and choices were measured using an incentivized experiment. Students who participated in the program make more time-consistent choices; are...
Persistent link: https://www.econbiz.de/10012937819
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Locus of control and investment in risky assets
Salamanca, Nicolás; Grip, Andries de; Fouarge, Didier; … - 2016
We show that household heads with a strong internal economic locus of control are more likely to hold equity and hold a …
Persistent link: https://www.econbiz.de/10011594548
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Triggers and determinants of severe household indebtedness in Germany
Keese, Matthias - 2009
-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates … whether severe household indebtedness is driven by trigger events such as unemployment, childbirth, divorce, or the death of … are likely to cause severe household indebtedness. Unemployment also worsens the relative debt situation mainly due to the …
Persistent link: https://www.econbiz.de/10003903627
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Who is saving privately for retirement and how much? : new evidence for Germany
Metzger, Christoph - 2015
well as the disposable household income. Furthermore migrants and individuals living in the Eastern part of Germany turn …
Persistent link: https://www.econbiz.de/10010517686
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Triggers and Determinants of Severe Household Indebtedness in Germany
Keese, Matthias - 2009
-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates … whether severe household indebtedness is driven by trigger events such as unemployment, childbirth, divorce, or the death of … are likely to cause severe household indebtedness. Unemployment also worsens the relative debt situation mainly due to the …
Persistent link: https://www.econbiz.de/10013153334
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Triggers and Determinants of Severe Household Indebtedness in Germany
Keese, Matthias - 2009
-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates … whether severe household indebtedness is driven by trigger events such as unemployment, childbirth, divorce, or the death of … are likely to cause severe household indebtedness. Unemployment also worsens the relative debt situation mainly due to the …
Persistent link: https://www.econbiz.de/10013153546
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Triggers and determinants of severe household indebtedness in Germany
Keese, Matthias - 2009
-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates … whether severe household indebtedness is driven by trigger events such as unemployment, childbirth, divorce, or the death of … are likely to cause severe household indebtedness. Unemployment also worsens the relative debt situation mainly due to the …
Persistent link: https://www.econbiz.de/10011636175
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Households’ Financial Fragility During the COVID-19 Pandemic in Germany
Cziriak, Marius - 2023
I examine the financial fragility of German households during the second wave of COVID-19 infections in the winter of 2020/21 by analyzing the households’ ability to come up with EUR 2,000 within one month. About one in three households reports being unable to cover an unexpected expense of...
Persistent link: https://www.econbiz.de/10014351503