Should banks be diversified or focused? Does diversification indeed lead to enhanced performance …

Several papers find a positive association between a bank's equity stake in a borrowing firm and lending to that firm …

risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …, on average, lower loan losses, (b) the loss rate of a given industry in a bank's loan portfolio is lower if the bank has …

risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …, on average, lower loan losses, (b) the loss rate of a given industry in a bank's loan portfolio is lower if the bank has …

loan loss rate of a given industry in a bank‘s loan portfolio is lower if the bank has a major exposure to that industry …

interest margins when credit risk is controlled. -- Income diversification ; interest income ; fee income ; interest margin …

This paper examines the international credit portfolios of German banks. We construct a bank-country panel from a … unique dataset for a representative set of countries and ask why banks leave diversification opportunities unexploited in … some countries. Controlling for bank heterogeneity, we analyse the deviations of actual portfolios from a mean …

the security level for each bank in each period, we find that during the crisis, banks with higher trading expertise …