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Higher co-payments in health insurance systems may lead to a reduced demand for health care services, but may impose an … insurance, the article tries to show that a system of - rightly adjusted - differentiated co- payment rates might make every …
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The German health care reform of 2004 imposes a charge of 10 Euro for the first visit to a doctor in each quarter of the year. At first glance, there is no inhibiting effect of this fee on utilization in the German Socio-Economic Panel. However, this study reveals that the true effect is diluted...
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