Bill Gates' quote, "Banking is necessary, but banks are not," showcases the opportunity for financial services digital transformation. The next transition from industry 4.0 to 5.0 will impact all sectors, including banking. It will combine information technology and automation, based on...

This book presents a business model on how to structure the relationship between financial services and procurement. The need for new models is particularly important to support small and medium enterprises (SMEs) where there is an evident difficulty in accessing credit. Due to this context,...

1. Introducing the FinTech Revolution -- 2. FinTech activities and business models: analogies and differences with the traditional financial channels -- 3. BigTech strategic approaches: worrying competition? -- 4. Bank strategies in the light of the digitalisation of financial activities -- 5....