Der doppelte Alterungsprozess, der medizinisch-technische Fortschritt und die Pflegeleistungsdynamisierung bilden die wesentlichen Bestimmungsfaktoren für die Finanzierungsschwierigkeiten der GKV und GPV. So sind effektive Reformkonzepte nur auf der Ausgabenseite anzusetzen. Entsprechende...

This paper provides field evidence on (a) how price framing affects consumers' decision to switch health insurance plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple regulatory efforts. In 2009, in order to foster competition...

Im Rahmen der Diskussion um eine Verringerung der Ausgaben in der Gesetz-lichen Krankenversicherung (GKV) wird eine Ausgliederung von Zahnersatzleis-tungen erwogen. Auf Grund beobachtbarer, schichtenspezifisch ungleicher In-anspruchnahme zahnärztlicher Leistungen und schichtenspezifisch...

Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...

A famous idea to maintain affordable health expenditures is to cut back statutory health insurance (SHI) to a basic insurance and to introduce supplementary private health insurance (PHI), permitted to cover the remaining benefits and to apply managed care mechanisms. The measure is supposed to...

Many health economists demand more competition in the health care system. They focus on the competition between sickness funds for insured and the competition between health care providers for contracts with sickness funds. But they neglect the competition between health care providers for...

Competition among health insurers is widely considered to be a means of enhancing efficiency and containing costs in the health care system. In this paper, it is argued that this could be unsuccessful since health care providers hold a strong position on the market for health care services....

This paper studies the interaction between public and private health care provision in a National Health Service (NHS), with free public care and costly private care. The health authority decides whether or not to allow private provision and sets the public sector remuneration. The physicians...

This paper investigates competition between health insurance companies under different financing regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that...

Ein Kollaps der Krankenhäuser und insbesondere der Intensivstationen konnte während der Covid-19-Krise in den vergangenen zwei Jahren vermieden werden. Allerdings hat die Pandemie grundlegende Probleme des deutschen Gesundheitssystems offengelegt. Es war nicht auf die Krise vorbereitet:...