replacement rate vis- a-vis income in the pre-retirement period. We subject indications regarding satisfaction with current income …How much retirement income is needed in order to maintain one's living standard at old age? As it is difficult to find … the year of entry into retirement as a rather robust result, while replacement rates keeping the living standard unchanged …

Using data from the Health and Retirement Study, we estimate reduced form retirement and wealth equations. The … retirement equation relates the probability of retiring to the quot;premium valuequot;, a forward looking measure of the future … value of pensions and social security that better reflects the accrual of benefits under defined contribution plans. Such …

Together, pensions, social security and health insurance account for half of the wealth held by all households in the … Health and Retirement Study (HRS), for 60 percent of total wealth of HRS households who are in the 45th to 55th wealth …

This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …

’s retirement savings during the course of a professional career. Finally, the multitude of assumptions involved and the long …

Many nations incentivize retirement saving by letting workers defer taxes on pension contributions, imposing them when …) contributions rather than payouts - alters saving, investment, consumption, and Social Security claiming patterns. We find that … taxing pension contributions instead of withdrawals leads to delayed retirement, somewhat lower lifetime tax payments, and …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …

deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …

deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …