Pauly, Mark V.; Blavin, Fredric E.; Meghan, Sudha - 2008
or more. This study examines the distribution of such spending by income and care type, and the variation in spending … pocket spending varies by income but that most spending usually occurs in income quintiles below the topmost quintile. We use … relationship between spending and income suggests that insurance markets may need to be segmented by income"--National Bureau of …