This paper uses a structural model to address the question of why home-owners with large mortgage debt work longer hours than those without such debt. We consider whether this is due to lower net wealth or to capital market imperfections, including mortgage constraints that depend on current...

We document that home ownership of households with heads aged 25-44 years fell substantially between 1980 and 2000 and recovered only partially during the 2001{2005 housing boom. The 1980{2000 decline in young home ownership occurred as improvements in mortgage opportunities made it easier to...

H.J. Habakkuk, a bibliography -- Introduction / F.M.L. Thompson -- English and French landowners, 1688-1789 / P.K. O'Brien and D. Heath -- A world elsewhere / J.R.T. Hughes -- The decline of the small landowner in England and Wales, 1660-1900 / J.V. Beckett -- Henry Hoare, banker, his family and...