We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. We were given details of a randomized interest rate experiment conducted by the lender between October 2006 and January 2007. Access to such information is rare....

We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by the lender between October 2006 and...

A curious and sort of subconscious temptation : the lure of consumer credit -- In the fold of default : living with market attachments -- The discovery and capture of affect : a history of debt collection -- The strategic management of affect : venturing inside the collections company -- The...