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Labor and financial market interactions : the case of labor income risk and car insurance in the UK 1969-95
Koeniger, Winfried - 2001
and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10011339678
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Labor and Financial Market Interactions: The Case of Labor Income Risk and Car Insurance in the UK 1969-95
Koeniger, Winfried - 2001
and car insurance using data from the UK. The main empirical results are: ? higher labor income risk induces a higher … demand for car insurance. ? the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10010262448
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Labor and Financial Market Interactions : The Case of Labor Income Risk and Car Insurance in the UK 1969-95
Koeniger, Winfried - 2021
and car insurance using data from the UK. The main empirical results are: -higher labor income risk induces a higher … demand for car insurance. -the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10013321044
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Gambling and the use of credit : an individual and household level analysis
Brown, Sarah; Dickerson, Andrew P.; McHardy, Jolian P.; … - 2010
We explore the relationship between gambling and other forms of risk-taking behaviour, i.e. exposure to debt and the use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling...
Persistent link: https://www.econbiz.de/10003942188
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Gambling and the Use of Credit : An Individual and Household Level Analysis
Brown, Sarah - 2010
We explore the relationship between gambling and other forms of risk-taking behaviour, i.e. exposure to debt and the use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling...
Persistent link: https://www.econbiz.de/10013146840
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Cui bono, benefit corporation? : an experiment inspired by social enterprise legislation in Germany and the US
Fischer, Sven Heiko; Goerg, Sebastian J.; Hamann, Hanjo - 2013 - This version: February 8, 2013
How do barely incentivized norms impact incentive-rich environments? We take social enterprise legislation as a case in point. It establishes rules on behalf of constituencies that have no institutionalized means of enforcing them. By relying primarily on managers' other-regarding concerns...
Persistent link: https://www.econbiz.de/10009706164
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Income-Comparison Attitudes in the US and the UK : Evidence from Discrete-choice Experiments
Shigeoka, Hitoshi - 2018
Economists have long been aware of utility externalities such as a tendency to compare own income with others'. If welfare losses from income comparisons are significant, any governmental interventions that alter such attitudes may have large welfare consequences. We conduct an original online...
Persistent link: https://www.econbiz.de/10012937405
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Cui Bono, Benefit Corporation? An Experiment Inspired by Social Enterprise Legislation in Germany and the US (Preprint Version)
Fischer, Sven - 2016
How do barely incentivized norms impact incentive-rich environments? We take social enterprise legislation as a case in point. It establishes rules on behalf of constituencies that have no institutionalized means of enforcing them. By relying primarily on managers' other-regarding concerns...
Persistent link: https://www.econbiz.de/10013007643
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Financial Literacy and Indebtedness : New Evidence for U.K. Consumers
Gathergood, John - 2011
We utilise questions concerning individual ‘debt literacy' incorporated into market research data on households' unsecured debt positions to examine the association between consumer credit and individual financial literacy. We examine the relationship between individual responses to debt...
Persistent link: https://www.econbiz.de/10013124682
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Who Trusts Insurance? Empirical Evidence from Seven Industrialised Countries
Courbage, Christophe - 2019
While the importance of trust in insurance is widely recognised, surprisingly, existing literature on the determinants … of trust in insurance remains scarce. This paper investigates the determinants of trust in insurance in seven … industrialised countries in Europe, North America and Asia using data from a recent insurance industry survey. We find that trust in …
Persistent link: https://www.econbiz.de/10012868378