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The costs of being private : evidence from the loan market
Saunders, Anthony; Steffen, Sascha - In: The review of financial studies 24 (2011) 12, pp. 4091-4122
Persistent link: https://www.econbiz.de/10009390474
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Saving for retirement : a case for financial education in Germany and UK? ; an economic perspective
Oehler, Andreas; Werner, Christina - In: Journal of consumer policy : consumer issues in law, … 31 (2008) 3, pp. 253-283
Persistent link: https://www.econbiz.de/10003752902
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Saving for Retirement - A Case for Financial Education in Germany and UK? An Economic Perspective
Oehler, Andreas - 2010
Demographic changes, tight public budgets, and reduced generosity of occupational pension plans shift the responsibility for an adequate retirement provision towards the individual. Applying the theoretical perspectives of Behavioural Finance and New Institutionalism to the domain of retirement...
Persistent link: https://www.econbiz.de/10013139316
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Financial Literacy and Indebtedness : New Evidence for U.K. Consumers
Gathergood, John - 2011
' unsecured debt positions to examine the association between consumer credit and individual financial literacy. We examine the … relationship between individual responses to debt literacy questions and household net worth, consumer credit use and over …-indebtedness. We find that financially illiterate households have lower net worth, use higher cost credit and are more likely to report …
Persistent link: https://www.econbiz.de/10013124682
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Financial Literacy Education : Edu-Regulating our Saving and Spending Habits
Zokaityte, Asta - 2017
This book explores the issue of consumer financial education, responding to increased interest in, and calls to improve peoples’ financial literacy skills and abilities to understand and manage their money. New conceptual frameworks introduced in the book offer academic audiences an innovative...
Persistent link: https://www.econbiz.de/10012398351
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Financial literacy education : edu-regulating our saving and spending habits
Zokaityte, Asta - 2017
Persistent link: https://www.econbiz.de/10011921206
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Price Discrimination and Mortgage Choice
Coen, Jamie; Kashyap, Anil K.; Rostom, May - National Bureau of Economic Research - 2023
We characterize the large number of mortgage offers for which people qualify in the United Kingdom. Very few pick the cheapest option, nonetheless the one selected is not usually noticeably more expensive. A few borrowers make very expensive choices. These are most common when the menu they face...
Persistent link: https://www.econbiz.de/10014372409
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Financial and commercial knowledge
Adams, A. J.; Swindale, H. S. - 1970
Persistent link: https://www.econbiz.de/10001812759
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Invested : how three centuries of stock market advice reshaped our money, markets, and minds
Crosthwaite, Paul; Knight, Peter; Marsh, Nicky; Paul, … - 2022
"As more people than ever invest in the stock market, many feel a profound need for professional advice about it. Yet a financial adviser generally has no idea what's going to happen. The 300-year history of everyday financial advice in the capitalist world--encompassing eighteenth-century...
Persistent link: https://www.econbiz.de/10013203537
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The Effect of House Prices on Household Borrowing : A New Approach
Cloyne, James - 2017
We investigate the effect of house prices on household borrowing using administrative mortgage data from the United Kingdom and a new empirical approach. The data contain household-level information on house prices and borrowing in a panel of homeowners, who refinance at regular and...
Persistent link: https://www.econbiz.de/10012962124