Showing 1 - 10 of 4,225
We investigate how the interaction of the Brexit and COVID waves of the Bank of England’s quantitative easing with the … leverage ratio capital requirements or government COVID lending support schemes affected bank business lending. We find that …
Persistent link: https://www.econbiz.de/10012614521
Using two large-scale surveys among households, we examine the drivers of trust in banks, insurance companies, BigTechs, and other people in the United States and the Netherlands, and analyse whether the COVID-19 pandemic has affected public trust. Our results suggest that the COVID-19 pandemic...
Persistent link: https://www.econbiz.de/10013214660
We analyze the reaction of stock returns and CDS spreads of banks from Europe and the United States to four major regulatory reforms in the aftermath of the subprime crisis, employing an event study analysis. In contrast to the public perception that nothing has happened, we find that financial...
Persistent link: https://www.econbiz.de/10013081106
Have bank regulatory policies and unconventional monetary policies - and any possible interactions - been a factor … behind the recent "deglobalisation" in cross-border bank lending? To test this hypothesis, we use bank-level data from the … capital requirements tend to reduce international bank lending and some forms of unconventional monetary policy can amplify …
Persistent link: https://www.econbiz.de/10011415783
We study the effects of bank-specific capital requirements on Small and Medium Enterprises (SMEs) in the UK from 1998 …
Persistent link: https://www.econbiz.de/10012979284
We study the effect of changes to UK bank-specific capital requirements on small and medium-sized enterprises (SME ….9% (12%) in the first year of a new bank-firm relationship, but this effect declines over time. These results are robust to a …. Monetary policy only affects the asset growth of small bank borrowers, but has a similar impact on the same sectors as capital …
Persistent link: https://www.econbiz.de/10013002553
Macroprudential regulators worldwide have introduced regulations to limit household leverage in light of existing evidence which suggests that high leverage is associated with household distress during crisis. We analyse the distributional effects of such a macroprudential policy on mortgage and...
Persistent link: https://www.econbiz.de/10012832639
We study the effect of changes to bank-specific capital requirements on mortgage loan supply with a new loan … capital requirements leads to a 5.4% decline in individual loan size by bank. Loans issued by competing banks rise by roughly …. No evidence for credit substitution of non-bank finance companies is found. …
Persistent link: https://www.econbiz.de/10011647900
annual banking crisis series using bank failure rate data, which suggests that the incidence of banking crises was every 32 … different VAR specifications, different thresholds for the crisis indicator, and the use of a capital-weighted bank failure rate. …
Persistent link: https://www.econbiz.de/10011740354
The global financial crisis heralded a new era of macroprudential mortgage regulations such as loan-to-value and loan-to-income restrictions. Such measures safeguard the financial system but can lead to credit access difficulties, in particular for first-time buyers. In this paper, we examine...
Persistent link: https://www.econbiz.de/10012389960