The regulation of bank capital to improve the resilience of the financial system and, related to this aim, as a means … Kingdom, regulators have imposed time-varying, bank-specific minimum capital requirements since Basel I. Over the 1998 …

lawyers as bank directors. That rise has been precipitous, raising the question of why lawyer-directors now sit on most bank … management and significant increases in bank value. In particular, banks with lawyer-directors assume more risk in ordinary (non … face today. They are also more likely to make complex information, sourced from multiple experts, more accessible to a bank …

since the financial crisis of 2007-08 to address weaknesses in bank risk culture. The paper suggests that shortcomings in …

The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting … to improve access to finance united under the roof of the British Business Bank. Further structural reforms are needed to … improve competition in the SME credit market and to boost credit provision to SMEs in the medium term. Sustainable financing …

We investigate how the interaction of the Brexit and COVID waves of the Bank of England’s quantitative easing with the … leverage ratio capital requirements or government COVID lending support schemes affected bank business lending. We find that …

We use quantile regression to examine the links between competition and firm-level solvency risk for all banks and …, suggesting that risk decreases (increases) with more (less) competition. For foreign-owned banks and for relatively healthy …) competition. We find that regulation is effective in moderating adverse links between risk and competition. Our results highlight …