We study the effect of changes to bank-specific capital requirements on mortgage loan supply with a new loan … capital requirements leads to a 5.4% decline in individual loan size by bank. Loans issued by competing banks rise by roughly …. No evidence for credit substitution of non-bank finance companies is found. …

We study the effect of changes to bank-specific capital requirements on mortgage loan supply with a new loan-level data … points in capital requirements leads to a 5.4% decline in individual loan size by bank. Loans issued by competing banks rise … retained earnings. No evidence for credit substitution of non-bank finance companies is found …

lawyers as bank directors. That rise has been precipitous, raising the question of why lawyer-directors now sit on most bank … management and significant increases in bank value. In particular, banks with lawyer-directors assume more risk in ordinary (non … face today. They are also more likely to make complex information, sourced from multiple experts, more accessible to a bank …

since the financial crisis of 2007-08 to address weaknesses in bank risk culture. The paper suggests that shortcomings in …

This paper shows that the leverage ratio affects repo intermediation for banks and non-bank financial institutions. We …

are a function of risk-free rates and a bank-specific risk premium. Cost of equity estimates declined steadily across all …-free rates over this period, and (ii) a decline in the sensitivity of bank stock returns to market risk (the CAPM beta) in all …

put more pressure on the banks' capital. Given high bank concentration and large offshore wholesale funding needs, the …

We study the effects of bank-specific capital requirements on Small and Medium Enterprises (SMEs) in the UK from 1998 …

We study the effect of changes to UK bank-specific capital requirements on small and medium-sized enterprises (SME ….9% (12%) in the first year of a new bank-firm relationship, but this effect declines over time. These results are robust to a …. Monetary policy only affects the asset growth of small bank borrowers, but has a similar impact on the same sectors as capital …