Showing 1 - 10 of 8,532
Atlantic. We show that the regulation of bankers' pay is presently more detailed and less flexible in Europe than in the US …
Persistent link: https://www.econbiz.de/10013091649
We examine whether rating shopping and rating catering behaviours, two sources of credit rating inflation, are still prevalent in the post-Global Financial Crisis (GFC) period after the introduction of new regulations regarding Credit Rating Agencies (CRAs) in the European securitisation market....
Persistent link: https://www.econbiz.de/10014353918
The Banking Act 2009 has introduced a special regime to deal with failing banks in the UK. A feature of the legislation is the regulator's power to trigger the regime by determining whether or not a bank is likely to fail. The use of the Act with Dunfermline Building Society has highlighted the...
Persistent link: https://www.econbiz.de/10013136172
I develop a structural model of mortgage demand and lender competition to study how leverage regulation affects the … leverage regulation increases the concentration of mortgage originations, as large lenders exploit a regulatory cost advantage …
Persistent link: https://www.econbiz.de/10012911375
This paper aims to fill a gap in the literature on banking regulation, financial development and financial stability … globalisation in banking increases systemic risks. Macro prudential regulation is thus equally important as micro prudential … regulation. The Financial Development Index 2009 of the World Economic Forum revealed that the UK needs to make improvements in …
Persistent link: https://www.econbiz.de/10012940557
complexity of Internet regulation.This article has been uploaded to SSRN after a 3-month publication delay agreed with the …
Persistent link: https://www.econbiz.de/10012764638
In this paper, we empirically estimate the costs of delay in the FDIC's closures of 433 commercial banks between 2007 and 2014 based upon a counterfactual closure regime. We find that the costs of delay could have been as high as $18.5 billion, or 37% of the FDIC's estimated costs of closure of...
Persistent link: https://www.econbiz.de/10012970582
The regulation of bank capital to improve the resilience of the financial system and, related to this aim, as a means … regulation to be effective in controlling the aggregate supply of credit: (i) changes in capital requirements need to affect loan …
Persistent link: https://www.econbiz.de/10013111716
markets will be conditioned on meeting the condition of “equivalence of regulation and supervision” as laid down in many EU …
Persistent link: https://www.econbiz.de/10012943395
about the current status of banking regulation and supervision. Our unique starting point for answering that question comes … from the fact that 20 years ago we developed the first detailed, multi-country database on banking regulation and … from the most recent (2011-2012) World Bank survey on banking supervision and regulation. Key observations emerging from …
Persistent link: https://www.econbiz.de/10013052430