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lawyers as bank directors. That rise has been precipitous, raising the question of why lawyer-directors now sit on most bank … management and significant increases in bank value. In particular, banks with lawyer-directors assume more risk in ordinary (non … face today. They are also more likely to make complex information, sourced from multiple experts, more accessible to a bank …
Persistent link: https://www.econbiz.de/10012841607
This paper re-visits the state of decentralised banking in Germany, Spain and the UK. The cross-country comparison we … degree of centralisation. Whereas no such bank exists in the UK any longer and real savings banks in Spain have almost … Germany. Our comparison has identified three factors of success contributing to the persistence of decentralised banking: I …
Persistent link: https://www.econbiz.de/10011800413
Financial regulation is a much debated topic for some time. The history of financial instruments started at a time when people started giving value to physical objects over and above its inherent utility. Right from the very beginning of their existence, it has been acknowledged that financial...
Persistent link: https://www.econbiz.de/10012954603
This paper analyses the proposition that adjusting structure can strengthen safety and therefore promote stability. It examines six proposals: Liikanen, Volcker, the US rule requiring foreign banking organisations (FBOs) to establish an intermediate holding company (IHC), depositor preference,...
Persistent link: https://www.econbiz.de/10013015227
In August 2007 the United Kingdom experienced its first bank run in over 140 years. Although Northern Rock was not a … particularly large bank (it was at the time ranked 7th in terms of assets) it was nevertheless a significant retail bank and a … outside the bank as depositors rushed to withdraw their deposits. There was always a fear that this could spark a systemic run …
Persistent link: https://www.econbiz.de/10011689937
In August 2007 the United Kingdom experienced its first bank run in over 140 years. Although Northern Rock was not a … particularly large bank (it was at the time ranked 7th in terms of assets) it was nevertheless a significant retail bank and a … outside the bank as depositors rushed to withdraw their deposits. There was always a fear that this could spark a systemic run …
Persistent link: https://www.econbiz.de/10011705347
Persistent link: https://www.econbiz.de/10003855324
from the most recent (2011-2012) World Bank survey on banking supervision and regulation. Key observations emerging from …
Persistent link: https://www.econbiz.de/10013052430
We analyze the risk premium on bank bonds at origination with a special focus on the role of implicit and explicit …
Persistent link: https://www.econbiz.de/10010343421
become more important due to the heterogeneity in bank taxation rules across Europe: measuring the tax burden can provide a … assets in these countries over the years 2006-2014; the impact of differences in taxation on bank profitability is also …
Persistent link: https://www.econbiz.de/10012994478